Clearwise
SWISS INSURANCE & FINANCIAL GUIDANCE

A clearer answer.
A better next step.

For your health, your future and your business. Understand your options, run the numbers and make your next decision with confidence.

Free first consultationEnglish & French
A couple planning their future together
Your life. Your priorities.
YOUR NEXT MOVEClarity starts here.
01 / START WITH YOUR GOAL

What would you like to solve?

Choose what matters today. We’ll show you the right questions, useful tools and your next step.

Show me the next step
02 / FOR YOU & YOUR FAMILY

Life changes. Your cover should keep up.

All personal services
Planning health cover
ANSWERS, WITHOUT THE WAIT

Useful numbers.
Before the conversation.

Compare official basic premiums for 2027. Estimate your 2026 pillar 3a tax saving. Check the first questions behind a cross-border decision.

Open the tool collection Official-source calculations. Clear assumptions. No invented quotes.
03 / FOR YOUR BUSINESS

Protect what you’re building.

Business solutions
ALREADY HAVE QUOTES?

Put the details side by side.

Bring two or three real offers into one comparison: price, benefits, exclusions, fees and commitments. Export your table and review the questions that remain.

Compare my offers
FROM QUESTION TO DECISION

A little clarity goes a long way.

Get personal guidance
  1. 01

    Understand your situation

    Start with your goals, your current cover and the questions that matter.

  2. 02

    Compare the real trade-offs

    Look at cost, benefits, exclusions, fees and flexibility together.

  3. 03

    Choose your next step

    Get a clear explanation and decide at your own pace.

THE CLEARWISE JOURNAL

Good questions. Useful reading.

Read the journal
A traveller seeking medical care abroad
Health insurance · 10 Oct 2026

Medical care abroad: emergency cover is not a blank cheque

Separate holidays, planned treatment and relocation.

Read article →
A freelance photographer with camera gear reviews irregular receipts at a loft desk; illustrative photograph
Pillar 3a & 3b · 10 Oct 2026

Variable income: make 3a sustainable before maximising it

A contribution plan should survive a weak quarter, not only a good year.

Read article →
An independent ceramic artist reviewing a reserve in her studio
Self-employed protection · 10 Oct 2026

Choosing a sickness waiting period: start with your cash reserve

A cheaper premium may transfer the first weeks of incapacity back to your balance sheet.

Read article →
THE NEXT STEP IS YOURS

Let’s make it clear.

A free first conversation. A real person. A plan for what comes next.

Book a free consultation